"The cheapest way to race is on someone else's boat. But, if you have dreams of thrusting the silver urn aloft at the awards banquet while praising your crew, you'll have to buy your own ride. The one thing standing in the way, you say, is the expense. But with handicap racing, you don't have to spring for a big-ticket racer. There are many competitive older designs you can buy and campaign for the cost of a new sport utility vehicle.
The most popular rating rule in the USA is the Performance Handicap Rating Fleet. So, if you're interested in buying a used boat, and want plenty of opportunity to race, it not only makes sense to buy one that fits your budget but performs well under PHRF. You want a boat that rates well in your region, but you don't want to sail a dog. A simple, but effective way of measuring a boat's abilities without sailing it is to determine its sail-area-to-displacement ratio. On most boats, the SA/D ratio usually works out to be between 14 and 30, with higher numbers representing lighter, faster boats. Cruiser/racers have ratios between 16 to 20, racer/cruisers have ratios greater than 20, and high-performance racers have ratios 24 and above. A SA/D calculator can be found at http://www.sailingusa.info/cal__sad_ratio.htm
Thanks to the Internet, searching for a PHRF winner is more fun than work, but to narrow down your search we've tapped our resources to narrow down your search to find 16 gems that shouldn't be overlooked. Please read more here on SAILING WORLD's website.